Discover’s Information Security and Compliance JCB’s Data Security Program Master Card’s Site Data Protection Visa’s Card holder Information Security Program They were initiated by these credit card companies. There have been a number of versions of the PCI DSS up till now, with the first version 1.0 released on 15 December 2015 and the latest version 3.2,launched in April 2016.

The intention of each company was nearly the same; and that was, to develop an additional layer of protection for card holders and card issuers, by making sure that merchants meet the minimum levels of security when processing, storing and transmitting credit card data. These same ideas led to the formation of the Payment Card Industry Security Standards Council (PCI SSC), and the companies combined their policies to create the PCI DSS.

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